Savings

SHARE CAPITAL
Share capital
Interest Rate Dividend
Monthly Build-up P100.00
Characteristics
  • For regular members
  • P2,500 initial deposit to earn dividend
  • P100.00 minimum deposit for monthly contribution
  • Yearly dividend

SAVINGS DEPOSIT
Interest Rate 1.25% Per Annum
Monthly Build-up P100.00
Characteristics

For regular members:

  • P500 for members in good standing (MIGS)
  • P100.00 monthly contribution
  • Withdrawable
  • Maintaining balance of P1, 000.00 to earn an interest rate of 1.25% per annum

For Associate members:

  • P100.00 initial deposits
  • P100.00 monthly contribution
  • P50.00 maintaining balance
  • 18 years old and above
  • Maintaining balance of P1, 000.00 to earn an interest rate of 1.25% per annum
  • Withdrawable

TIME DEPOSIT
Time deposit

Time Deposit Matrix

AMOUNT

30 DAYS

90 DAYS

180 DAYS

365 DAYS

5T-50T

1.60%

1.80%

2.00%

2.20%

Above 50T-200T

1.80%

2.00%

2.20%

2.50%

Above 200T-600T

2.00%

2.20%

2.50%

2.70%

Above 600T-1M

2.20%

2.50%

2.70%

3.00%

Above 1M

2.50%

2.70%

3.00%

3.50%

SUNSHINE PLAN
Monthly Premium Age 18 to 39 yrs. old - Php 100.00
Age 40 to 49 yrs. old - Php 110.00
Age 50 to 64 yrs. Old - Php 135.00
Characteristics
  • Compulsory to all members.
  • To avail the benefits, members must be MIGS with a share capital of P2,000.00 and savings deposit of P500.00 at the time of availment.
  • Additional P15.00 per parent (optional) 25 years to pay
Benefits
  • Php 125,000.00 death assistance for primary members
  • Php 15,000.00 death assistance for dependents (maximum of 4 children below 21 years old and spouse)
  • Php 10,000.00 death assistance per parent

YOUTH COOPERATIVE
Youth Cooperative